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09/20/2019 2018's Home Sales Slump Now Fully Erased
Mortgage News Daily.com by Jann Swanson - While the increase wasn't as strong as in July, last month's existing home sales posted a second straight month of gains and, as previously, the National Association of Realtors® (NAR) credited falling interest rates.
09/20/2019 ADFINET UPDATES

Click link above for more of the latest updates to Adfinet.

FREDDIE MAC HAS RELEASED:

Industry Letter, regarding Updated Requirements Related to Single Security Initiative

Freddie Mac Update-09/17/19, entitled Loan Product Advisor Feedback Message Updates–Effective October 2019

Bulletin 2019-19, regarding Freddie Mac Servicing Gateway

FANNIE MAE HAS RELEASED:

Lender Letter LL-2019-07 , regarding Advance Notice of Fannie Mae-Initiated Principal and Interest Drafts for Scheduled/Scheduled and Scheduled/Actual Portfolio Mortgage Loans

Servicing Guide Announcement SVC-2019-06, regarding Servicing Guide Updates

Selling Guide Announcement SEL-2019-07, regarding Selling Guide Updates

Fannie Mae DO Release Notes for Government Loans , Release Date of August 20, 2019

Fannie Mae DU Release Notes for Lenders , Release Date of June 13, 2019

FHA HAS RELEASED:

Housing Notice HN 2019-09 , entitled Rental Assistance Demonstration – Final Implementation, Revision 4

Mortgagee Letter 2019-14 , entitled Updates to FHA’s Loss Mitigation Options for Borrowers in Presidentially-Declared Major Disaster Areas (PDMDAs)

GINNIE MAE HAS RELEASED:

APM 19-06, entitled Counterparty Risk Management Policy Series – Volume 3: New Rating Requirements, New Risk Factors, Revised Financial Requirements, and Other Revised Participation Requirements

VA HAS RELEASED:

Circular 26-19-24, entitled Servicer Loss Mitigation Letters on Delinquent Loans

09/19/2019 HIGHER Mortgage Rates Despite Fed Rate CUT. Here's Why
Mortgage News Daily.com by Matthew Graham - One of the greatest potential sources of confusion for prospective mortgage borrowers is the relationship between the Fed and mortgage rates. While the Fed's policy changes absolutely have a big impact on all sorts of interest rates (including mortgages), a drop in the Fed's policy rate DOES NOT result in lower mortgage rates. In fact, the OPPOSITE was true today.
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