ADFINET THE Automated Mortgage Guides

Mortgage Guides


	Fannie Mae Announcements, Letters and Alerts
	Fannie Mae Forms
	Fannie Mae Guide Archives
	Fannie Mae Guide to Underwriting with Desktop Underwriter
	Fannie Mae Mortgage Selling and Servicing Contract
	Fannie Mae Reverse Mortgage Loan Servicing Manual
	Fannie Mae Selling Guides
	Fannie Mae Servicing Guide

	Freddie Mac Bulletins
	Freddie Mac Forms
	Freddie Mac Guides - 2015 and Prior
	Freddie Mac Guides - 2016 and Future

	FHA Handbooks
	FHA Letters & Notices
	FHA Section 184 Indian Home Loan Guarantee Program
	Ginnie Mae 5500.3
	Ginnie Mae Forms
	Homeownership Center Reference Guide
	USA Patriot Act Of 2001
	USDA Rural Housing Service
	VA Handbook
	VA Loan Guaranty Forms
	VA Servicing Guide

	Appraisal Regulations
	Community Reinvestment Act - Reg BB
	Consumer Credit Protection Act
	Fair Credit Reporting
	Fair Debt Collection
	Home Mortgage Disclosure Act - Reg C
	Home Ownership and Equity Protection Act of 1994
	Homeowner's Protection Act
	National Loan Officer Registry
	Privacy of Consumer Financial Information; Final Rule
	Real Estate Settlement Procedures Act - Reg X
	Right To Financial Privacy
	Truth in Lending Act - Reg Z

	FEMA Flood Regulations
	Mortgage Terms
	National Flood Insurance
	Uniform Instruments - Forms

Mortgage News

03/27/2020 Mortgage Rates Drop as COVID-19 Cases Rise Nationwide
nationalmortgageprofessional.com - Freddie Mac has reported that 30-year fixed-rate mortgage (FRM) averaged 3.50 percent, with an average 0.7 point for the week ending March 26, 2020, down from last week when it averaged 3.65 percent. A year ago at this time, the 30-year FRM averaged 4.06 percent.

03/27/2020 ADFINET UPDATES

Click link above for more of the latest updates to Adfinet.

FREDDIE MAC HAS RELEASED:

Industry Letter, regarding Updated Requirements Related to Single Security Initiative

Freddie Mac Update-03/04/2020, entitled Guide Bulletin 2020-3: Updates to LIBOR transition, cash specified payups, eMortgages and more

Bulletin 2020-3, regarding Selling Updates
FANNIE MAE HAS RELEASED:

Lender Letter LL-2020-02 , regarding Impact of COVID-19 on Servicing

Servicing Guide Announcement SVC-2020-01, regarding Servicing Guide Updates

Selling Guide Announcement SEL-2020-01, regarding Selling Guide Updates

Fannie Mae DO Release Notes for Government Loans , Release Date of January 8, 2020

Fannie Mae DU Release Notes for Lenders , Updated Release Date of November 7, 2019
FHA HAS RELEASED:
Housing Notice HN 2020-03 , entitled Revision of the Section 223(f) Policy Requiring Three Years of Post-Construction Sustained Occupancy
Mortgagee Letter 2020-02 , entitled Mortgagee Electronic Funds Transfer Accounts
GINNIE MAE HAS RELEASED:
APM 19-08, entitled High Balance Loans
VA HAS RELEASED:
Circular 26-20-8, entitled Foreclosure Moratorium for Borrowers Affected by COVID-19

03/26/2020 GSEs Prevent Nearly 4.5 Million Foreclosures Since 2008
National Mortgage Professional Magazine.com - The Federal Housing Finance Agency (FHFA) today released its fourth quarter 2019 Foreclosure Prevention and Refinance Report, which shows that Fannie Mae and Freddie Mac (the GSEs) completed 25,930 foreclosure prevention actions in the fourth quarter of 2019, bringing to 4.407 million the number of troubled homeowners who have been helped since the start of conservatorships in September of 2008.

More...

Of Interest